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  • Jim FitzPatrick
    Senior Adjuster
  • Jim FitzPatrick CIP, CFEI

    Senior Adjuster

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    Jim started his insurance career in 1980 at a well-known insurer where he learned the industry for 7 years before becoming an independent adjuster. He started offices in Hamilton, Mississauga and the Barrie area and was one of the founding partners in small boutique Independent Adjusting firm. He is a senior all lines adjuster with expertise in personal and commercial property, condo’s, municipal liability as well as products and host liquor liability claims.

    Jim joined Kernaghan Adjusters in 2018. His professional accomplishments notwithstanding, he is a Past President of the OIAA Hamilton Chapter, Hamilton Chapter Delegate and has been involved on the Barrie OIAA Executive. He has taught ICC Courses at the Insurance Institute Hamilton/Niagara and holds his CIP designation.

    Expertise: 
    • Commercial Property
    • Builders Risk
    • Heavy Equipment
    • Condo Losses
    • Municipal Liability
    • Transportation
    • Catastrophe Adjusting
    • Marine
  • Scott Brown
    General Adjuster
  • Scott Brown

    General Adjuster

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    Scott began his insurance career in 1976 as a multi-line adjuster, handling a large portfolio of heavy equipment, property, bodily injury and oil field claims. He then expanded his skill set to include property, fraud and arson investigations and eventually became a Project Construction Risk Manager involved with various start-to-finish projects.

    Scott joined Kernaghan Adjusters Ontario team in 2014, opening and operating the Oshawa branch. His work has received recognition from both from the Insurance Crime Prevention Bureau and Arson Investigations Unit of the Durham Regional Police.

    Expertise:
    • Motor Truck Cargo
    • Arson & Fire Investigation
    • Business Interruption
    • Auto Bodily Injury
    • Heavy Equipment
    • Oil Field
    • Aviation
    • Fraud Investigations
  • Patti Kernaghan
    President & CEO
  • Patti Kernaghan FCIP, CRM, FIFAA, FCIAA

    President & CEO

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    Patti Kernaghan, a well-known and respected professional in the Canadian insurance property and casualty industry, is the chief executive officer of Kernaghan Adjusters. Patti is recognized in her industry as a distinguished and exceptional leader, and as a perceptive entrepreneur.

    The Insurance Institute of Canada granted Patti their Award of Merit in 2002. Her peers in the industry named her the Insurance Person of the Year for BC in 2006.  In 2018 the CIAA granted her the distinction of Fellow of the Canadian Independent Adjusters Association (FCIAA).  These industry recognitions have helped set Kernaghan Adjusters apart as a firm with strong leadership at the helm.

    Patti studied International Relations at UBC and soon afterwards embarked upon a career in banking.   After ten years of various management positions at the Bank of Montreal, she joined her father, Stan Kernaghan, and began her insurance claims career. Patti started as a junior adjuster and ultimately held several management positions before being named President and CEO in 1993. Since then she has focused her attention on the vision and direction of the firm’s position within the adjusting services market.

    Contributing to the professionalism of the industry comes naturally to Patti.  She has served as President of several associations: Canadian Independent Adjusters Association, International Federation of Adjusting Associations, The Insurance Institute of BC, and the Canadian Professionals of Vancouver.  She was also a founding member of several boards: Chair for the National Insurance Industry Advisory Board to the CIAA, the BCIT Advisory Board for Insurance and Risk Management, and the Steering Committee for WICC (Women in Insurance Cancer Crusade BC).  She served as the Western Chair for the Insurance Institute of Canada, and was a member of the Insurance and Risk Management Advisory Board for the University of Calgary.  She has also served on the Academic Council for IIC, the Education Committee for IIC, and on the Advisory Board of the Kinsmen Rehabilitation Foundation of BC. Patti is a Fellow Charter Insurance Professional under seal of Insurance Institutes of Canada and holds a Canadian Risk Management Diploma.

    Patti has a strong record of developing and maintaining critical business relationships.  She is an effective leader who upholds the interests of her staff at the forefront of everything that is done at Kernaghan Adjusters.  Her collaborative work style helps set Kernaghan Adjusters apart in the independent adjusting market in Canada.

    Past President:
    • IFAA
    • CIAA
    • IIBC
    • CIPV
    Past Chairperson:
    • NIIAB to CIAA
    • Western Chair IIC
    Board Memberships:
    • U of C Advisory
    • BCIT Advisory
    • WICC BC
    • Academic Council IIC
    • Education Committee IIC
    • Kinsman Rehabilitation Foundation BC
    Accreditation’s:
    • FCIP
    • CRM
    • FIFAA
    • FCIAA
    Awards:
    • Award of Merit IIC 2002
    • Insurance Person of the Year BC 2006
    • Fellow CIAA 2018
  • Scott Hughes
    Director of Finance
  • Scott Hughes BA, CPA, CMA

    Director of Finance

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    Scott Hughes has over 25 years of financial experience. He has worked in a variety of roles that include, CFO and Controller for a chemical manufacturing firm in Calgary, and Controller for an engineering firm in Vancouver. His experience includes managing accounting and financial departments, IT departments and overseeing HR program administration and implementing accounting systems in both large and mid-sized firms. He has worked in Canada and Australia.

    Scott believes that a strong, cohesive team is the key to a successful accounting department. He embraces change and is open to learning new practices. Education and continuous learning are important to Scott. He has a Certified Management Accountant designation and a BA majoring in Economics.

    Scott joined Kernaghan Adjusters in August 2018 as Director of Finance. His collaborative and open approach has made him an essential member of Kernaghan Adjusters Head Office and Senior Management Team.

    Expertise:
    • Financial Reports
    • Budgets and Forecasts
    • System Implementation
    • Payroll Services
    • Process Improvement
  • Owen Watson
    Vice President BC Operations
  • Owen Watson BSc, CIP, CERT CII (London Market)

    Vice President BC Operations

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    Owen began his career in the insurance industry in 2005 as a claims examiner, handling a variety of claims from minor property damage losses to multi-million-dollar fires. In 2012, Owen moved to London, England where he gained invaluable Lloyd’s experience at QBE where he worked alongside International Property, Casualty and Marine and Energy departments to manage a global portfolio of third party administrators and coverholders.

    Owen joined Kernaghan Adjusters Head Office in 2017 fulfilling our need for a London Services Manager. Owen holds a Bachelor of Science degree from McGill university, a CIP designation and an Award in London Market Insurance from the Chartered Insurance Institute (London, UK). He is responsible for growing, developing and managing London market business both nationally and internationally.

    Expertise:
    • Technical Claims Specialist
    • London Market Insurance
    • Vendor Management
    • Quality Assurance Audits
    • Lloyd’s Reporting Standards
  • Russ Fitzgerald
    VP Alberta Operations
  • Russ Fitzgerald CIP, CLA, FIFAA

    VP Alberta Operations

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    Russ’ insurance industry experience began in 1994. In 2001 he entered the independent adjusting field, where he worked for three major independent adjusting firms in Edmonton. Russ is currently an industry-recognized specialist in claims for commercial transportation, equipment (industrial, logging and oilfield), cargo losses (marine and inland), downtime, and auto property claims. He also holds certification in the diverse fields of Respirator Training, H2S Alive, WHMIS (Workplace Hazardous Materials Information Systems) and Fall Protection.

    Kernaghan Adjusters was very pleased to have Russ accept the role of Edmonton Branch Manager in August 2008. In 2012 Russ was promoted to the position of Alberta Regional Manager and in 2016 Vice President Alberta Operations. Russ is responsible for all claims handled by our Edmonton, Calgary and Grande Prairie branches. In addition, he is a member of KA National Senior Management Team and Lead Transportation Adjuster. Russ is known for his tireless volunteer work, being a past member of the National CIAA Executive board. An ability to develop strong business relationships, as it combines with an affable personality and attention to claim detail, makes Russ an excellent mentor, and effective manager.

    Expertise:
    • Transportation/Cargo:
      • Motor Truck Cargo
      • Environmental Clean-up
      • Physical Damage
      • Damage Inspections
      • Environmental Liability
      • Marine
      • Catastrophe Team Management
  • Michelle Short
    Calgary Branch Manager
  • Michelle Short CIP

    Calgary Branch Manager

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    Michelle began her career with an insurance brokerage in 2000, joining the claims adjustment side of the industry in 2001. Initially serving as a telephone adjuster for property damage claims, she moved on to Section B accident benefits handling, and eventually took up a position as an Examiner and Manager of a telephone unit of ten automobile adjusters. Michelle has extensive CAT claims experience and has applied that expertise to address the 2009 and 2010 hail and flood events in Central Alberta, 2013 Calgary and High River floods and 2016 Fort McMurray Fires. Her expertise includes: bodily injury, Section B, transportation/cargo and liability claims, Michelle also has an excellent professional knowledge of property, personal, farm and commercial claims.

    Michelle joined Kernaghan Adjusters’ Calgary Branch in May 2011. In her capacity as a member of our Senior Management Team, and as Manager of our large and thriving Calgary Branch, Michelle provides the kind of true leadership we value at Kernaghan Adjusters. She has earned her Chartered Insurance Professional (CIP) designation, is a Haag Certified Inspector, and has extensive Xactimate training.

    Expertise:
    • Sewer Backup
    • Condo Loss Assessment
    • Building
    • Third Party Property Damage
    • Accident Benefits
    • Bodily Injury
    • Catastrophe
    • Haag certified
  • Grant Rerie
    MB Regional Manager
  • Grant Rerie CRM

    MB Regional Manager

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    Grant began his insurance career in 1980, becoming an IA in 1986 handling multi-line claims. He attended the University of Winnipeg for Risk Management, Building Construction at Red River Community College, and completed numerous intensive educational programs related to building damage estimating. These qualifications allow Grant to effectively assess building losses for residential and commercial claims and assist in the critical analysis of scopes. Grant has also worked extensively with heavy equipment and trucks, making him an expert in the areas of commercial transportation, equipment and cargo losses.

    Grant joined our Winnipeg Team in 1997 and became Manitoba Regional Manager in 2009. Since then he has grown to become a key member of our Senior Management Team, and Transportation Team. He is heavily involved in the industry, acting as Secretary Treasurer for the Winnipeg Chapter of the Canadian Association of Fire Investigators (CAFI), current Chair of the Adjusters Council, and sitting on the Insurance Council of Manitoba (ICM). Grant continues to provide inspiration to all adjusters in his region, leading the way with his enduring and professional dedication to mentorship and commitment to education.

    Expertise:
    • Pre/Post-delivery Inspections
    • Load Securement
    • Heavy Equipment Losses
    • Arson & Fire Investigation
    • Boiler & Machinery
    • Property Scoping/Estimation
    • Dwelling – Total Loss
    • Home Warranty
  • Dennis Schembri
    VP Ontario Operations
  • Dennis Schembri CIP, CFEI

    VP Ontario Operations

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    Dennis is a well-known and highly respected insurance professional. Since 1980, he has gained valuable experience working for both insurers and independent adjusting firms. Dennis founded Vanler Insurance Adjusters Ltd in 1993, and soon expanded the firm’s operations to include over 60 full-time employees in locations across Ontario. As a senior property/casualty adjuster, Dennis handled large losses for many of the leading Toronto-based insurers. His expertise includes a wide range from personal and commercial property, premises and products liability, to dog bites and host liquor liability claims.

    Dennis is known for his community and industry involvement. He was a past executive of the OIAA and has assisted on various committees with the CIAA. He is presently a volunteer at The Grace Salvation Army Hospital in their Palliative Care Unit, the Fellows Starlight Gala Ball, a board member for the Peel Children’s Centre and has assisted in raising millions of dollars for various charities.

    Dennis joined Kernaghan Adjusters in 2016 as Vice President Ontario Operations. He has an exemplary career, a well-respected position in the community and is an integral member of our National Senior Management Team.

    Expertise:
    • Large Property
    • Personal Liability
    • Condo Property Loss
    • Structural Collapse
    • Host Liquor Liability
    • Sports Injury
    • School Boards
    • Contractors Equiptment
  • Phil Harris
    NS Regional Manager
  • Phil Harris FCIP, BA

    NS Regional Manager

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    Phil began his insurance career over 40 years ago in Nova Scotia, as an independent adjuster with a respected Sydney firm. In 1978 he moved to the insurer side to become a general adjuster and was eventually promoted to Claims Supervisor. Phil soon gained recognition as a highly skilled technician, serving in that capacity until November 2007. He has proven expertise in casualty claims, as well as in areas ranging from major industrial losses to criminal investigations.

    Phil joined Kernaghan Adjusters in 2008 as Nova Scotia Regional Manager and became an important member of KA’s Senior Management Team. He has been a Fellow of the Chartered Insurance Professionals of Canada (FCIP) since 1993 and has acted as an instructor for numerous Chartered Insurance Professional (CIP) courses. Phil is a recognized professional and an industry veteran whose ability to serve as an experienced mentor provides a great benefit to everyone on his team.

    • Condo Losses
    • Arson & Fire Investigation
    • Sewer Back up
    • Windstorm & Hail
    • Auto Liability
    • Bodily Injury
    • Environmental Liability
    • Major Loss Adjuster
  • Brian Harris
    Senior Adjuster
  • Brian Harris CIP

    Senior Adjuster

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    Kernaghan Adjusters was pleased to welcome Brian Harris to our team in August 2019. Brian is a senior adjuster with over 31 years’ experience in the adjusting field. He began his career in 1988 with a small, independent adjusting firm based in Halifax, Nova Scotia. After a brief time with this firm, Brian took a position with a national independent firm where he remained for 20 years, working his way up to the position of Branch Manager.

    Following this, Brian took a senior adjuster roll with another national independent firm, where he remained for 12 years, continuing to grow his vast knowledge and experience handling varied and complex claims.

    Brian has considerable experience handling large personal, commercial property claims, as well as liability claims with an emphasis on occupiers’ liability. Brian also has extensive knowledge and experience with municipal liability claims, automobile claims, and environmental loss claims.

    Brian is a former Insurance Institute of Canada course instructor and holds his Chartered Insurance Professional (CIP) designation.

    • Environmental Cleanup
    • Commercial General Liability
    • Recreational Vehicles
    • Windstorm & Hail
    • Auto bodily Injury
    • Accident Benefits
    • Municipal Liability
    • Damage Inspections
  • Lee Vevers
    Branch Manager
  • Lee Vevers CIP

    Branch Manager

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    Lee began his career in 1991 with an independent adjusting firm in the Fraser Valley, gaining experience in property and causality claims. He went on to partner and run his own adjusting firm for over 20 years. He has a proven ability to develop rapport with challenging personalities and has taken leading roles in mediation and other potentially litigation bound files. Lee specializes in a wide range of commercial residential, farm and causality claims.

    Lee joined Kernaghan Adjusters in September 2018, his experience in handling large losses is a valuable skill he brings to the Vancouver team. In 2019, KA was pleased to appoint Lee to Branch Manager of our Surrey branch. In 2000, he earned his Chartered Insurance Professional (CIP) designation.

    Expertise:
    • Commercial and Property
    • Fraud and Fire Investigation
    • Contents
    • Farm & Livestock
    • Loss of Farm Income
    • Flood
    • Rental Value
    • Personal Property
    • Large Loss
    • Mobile Homes
  • Bryan Wong
    General Adjuster
  • Bryan Wong

    General Adjuster

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    Bryan started his career in insurance in 1991 after graduating from Simon Fraser University. He specializes in casualty claims, including bodily injury and general liability, as well as personal auto claims and small to medium sized property claims. Bryan is well known to ICBC examiners as an exceptionally strong, reliable and efficient investigator.

    Bryan became a member of Kernaghan Adjusters Vancouver team in 2015. He speaks fluent Cantonese, bringing a linguistic asset well-suited to the needs of many claimants in the Vancouver area.

    • Employee dishonesty
    • Bodily injury
    • Host liquor liability
    • Accident benefits
    • Auto bodily injury
    • 3rd party property damage
    • Sports injury
  • Mobin Minto
    Senior Adjuster
  • Mobin Minto BCOM, BSIE

    Senior Adjuster

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    Mobin began his career in the insurance industry in 2002 while living in Pakistan. He moved to Canada in 2013 and worked as a total loss handler. He currently specializes in material damage settlements, residential, commercial, marine, fire, auto, and transportation/cargo claims. He is fluent in English, Punjabi, Urdu and Hindi.

    Mobin became a member of Kernaghan Adjusters’ Surrey branch in 2015. He has a Bachelor of Commerce degree, Industrial Engineering degree and is currently in the process of obtaining his Chartered Insurance Professional (CIP) and Canadian Risk Management (CRM) designations.

    • Property Scoping/Estimation
    • Additional Living Expense
    • Loss Assessment
    • Bodily Injury
    • Condo Loss Assessment Townhouses & Strata
    • Boiler & Machinery
    • Arson & Fire Investigation
    • Pre-/Post-delivery Inspections
  • Tara Passmore
    Senior Adjuster
  • Tara Passmore

    Senior Adjuster

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    Tara Passmore began her insurance career in 1999 with the Insurance Corporation of British Columbia. While working for ICBC as an adjuster, she handled automotive material damage, third party liability and property damage claims.  Her focus was on contentious liability and technical policy coverages.

    Tara joined the KA team in 2019 bringing with her a comprehensive approach to loss investigation and a competent interpretation of policy language.

    Expertise:
    • Property Damage
    • Auto Liability
    • Third Party Liability
    • Catastrophe Management
  • Greg Manaog
    Adjuster
  • Greg started his insurance career in 2010 as a commercial auto representative specializing in fleet transactions. He worked on the broker side of the industry, selling ICBC and property policies. With a keen interest in the claims process and investigation, Greg took a position as an adjuster in 2016. He is adept at handling both small and complex insurance claims. His expertise includes commercial property, strata and ICBC claims.

    Greg became a member of Kernaghan Adjusters in August 2018. He is currently pursuing his CIP qualification with enthusiasm.

    Expertise:
    • Condo Losses
    • Property Scoping/Estimation
    • Rental Income
    • Tenant Improvements
    • Windstorm
    • Flood
  • David Johnston
    Senior Adjuster
  • David Johnston BA, CPCU, FCIP, CRM

    Senior Adjuster

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    David has over 28 years of experience in the insurance industry, having worked in a broad spectrum of positions. David’s key areas of expertise include auto physical damage, third party liability, property damage and bodily injury claims. His experience with bodily injury claims includes: complex orthopedic injuries, head injuries, fatalities, accident benefits and family compensation losses.

    David joined Kernaghan Adjusters in 2018 as a valued member of our Whistler branch. He holds a certificate in mediation from the CLE society of BC, his Chartered Property Casualty Underwriter (CPCU), Fellow Chartered Insurance Professional (FCIP), and Canadian Risk Management (CRM) designations.

    Expertise:
    • Auto
    • Bodily Injury
    • Personal Property & Liability
    • Commercial Property
    • Structural Property Loss
    • Commercial Liability
    • Bodily Injury
    • Premise Liability
  • Debbie Halstead
    Vancouver Island Manager
  • Debbie Halstead CIP

    Vancouver Island Manager

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    Debbie began her insurance career in 1977, after graduating from Mount Royal College with a major in Police Science and degree in Criminal Justice Administration. She has extensive experience handling large commercial and residential losses and expertise in casualty, professional liability, products liability, transportation/cargo and bodily injury claims.

    Debbie joined Kernaghan Adjusters in December 2010 as our Vancouver Island Manager working out of our Courtenay/Comox branch. Debbie is a Chartered Insurance Professional.

    Expertise:
    • Auto Bodily Injury
    • Bodily Injury
    • Course of Construction
    • Pharmaceutical Malpractice
    • General Liability
    • Premises Liability
    • Product Liability
    • Municipal Liability
  • Brad Murray
    Appraiser / Specialty Risks Adjuster
  • Brad Murray

    Appraiser / Specialty Risks Adjuster

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    Brad entered the insurance industry in 1982. Prior to entering the insurance industry, Brad was a self-employed logging contractor dealing with hydro, highways, and oilfield maintenance. This experience strengthened his understanding of oil and gas loss adjustments, large commercial and casualty losses, and the conducting of pre-underwriting surveys for sawmills. Brad also has expertise in transportation/cargo, hydro-electric projects, and marine claims.

    Kernaghan Adjusters welcomed Brad to the Courtenay/Comox Branch in 2010 as an Appraiser & Specialty Risk Adjuster. He is also a member of our Transportation Team and a Control Adjuster/Appraiser for several logging and forestry programs.

    Expertise:
    • Heavy Equipment
    • Motor Truck Cargo
    • Hydro Electric Projects
    • Special Investigation
    • Marine
    • Business Interruption
    • Arson & Fire Investigation
    • Errors & Omissions
  • Cam Fortems
    Adjuster
  • Cam Fortems

    Adjuster

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    Cam shifted his career path to insurance adjusting when he joined KA as an adjuster in 2017. He has developed expertise in the areas of liability investigations, fire and flood loss and transportation. Cam possesses a broad depth of knowledge when it comes to settling complex liability cases, having spent extensive time in courtrooms in his past career.

    Cam joined the Kernaghan Adjusters BC Interior Team, opening a branch in Kamloops in 2017. He has his Bachelor of Arts degree and is actively working towards his Chartered Insurance Professional designation.

    Expertise:
    • Dwelling Building
    • Dwelling – Total Loss
    • Sewer Back-Up
    • Auto Liability
    • Bodily Injury
    • Building
  • Tony Read
    BC Interior Manager / Senior Adjuster
  • Tony Read

    BC Interior Manager / Senior Adjuster

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    Tony began his insurance career in 1981 as an independent adjuster. Tony’s background in construction, acquired in England, has allowed him to address property losses with greater understanding. He is an expert multi line adjuster with expertise in residential and commercial property losses, transportation, construction, and complex casualty claims.

    Tony joined Kernaghan Adjusters in 2012 as part of the Kelowna branch. He manages our BC Interior Operations and is an active member of our Transportation Team.

    Expertise:
    • Commercial Property
    • Course of Construction
    • Personal Property
    • High Value Residential Property Loss
    • Municipal Liability
    • Contractors’ Liability
    • Church Programs
    • Motor Truck Cargo
  • Mark Graw
    Senior Adjuster
  • Mark Graw CIP

    Senior Adjuster

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    Mark began his insurance career in 1989 after completing the Insurance Administration program at Grant MacEwan College. His expertise includes handling all lines of commercial and personal insurance, with a specialization in major property losses and motor truck cargo. He is also adept at complex total loss strata claims.

    Mark joined Kernaghan Adjusters in July 2013 as our Senior Adjuster in our Cranbrook branch. He holds his Chartered Insurance Professional (CIP) designation and is trained in fire investigation and hazards, control of molds and intricacies of strata corporation claims.

    Expertise:
    • Motor Truck Cargo
    • Arson & Fire Investigation
    • Course of Construction
    • Property Scoping/Estimation
    • Premises Liability
    • Municipal Liability
    • Auto Bodily Injury
    • Marine
  • Nadine Furnell
    Branch Manager/Senior Adjuster
  • Nadine Furnell

    Branch Manager/Senior Adjuster

    In 2008, Nadine successfully completed the Entrepreneurship Program at BCIT and established her own insurance-related business soon thereafter. While working with a large client during this period, Nadine was offered an in-house position and decided to return to claims adjusting work, dealing with large commercial clients in the critical control adjuster capacity.

    Throughout her 15-year career as a multi-lines claims adjuster, Nadine has handled numerous liability and transportation claims. On behalf of her clients, she has attended various mediations ranging from single to multi-plaintiff, with settlements well in excess of a million dollars.

    Expertise:
    • Commercial Liability:
      • Bodily Injury
      • Contractors’ Liability
      • Premise Liability
      • Products Liability
    • Transportation/Cargo:
      • Cargo Liability
      • Environmental Cleanup
      • Damage Inspections
      • Salvage Disposal
      • Load Security
    • Personal Property & Liability:
      • Dwelling Building
      • Contents
      • Strata Losses
    • Auto Commercial/Personal:
      • Third Party Damage
      • Auto Liability
      • Bodily Injury
      • Physical Damage
      • Accident Benefits (Out of Province)
    • Specialty Losses:
      • Home Warranty
      • Mediations
      • Marine
  • Brenda Elliott
    Senior Adjuster
  • Brenda Elliott CIP

    Senior Adjuster

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    Brenda Elliott began her insurance industry career as a member of Kernaghan Adjusters Calgary, AB branch in 1980. Over the years Brenda has worked with multiple companies, returning to KA in 2006 as Senior Adjuster in our Calgary branch.

    Brenda’s expertise includes auto, transportation/cargo, bodily injury, liability and property claims. She is known for her thorough investigations and effective interviewing techniques. Brenda has successfully acquired her Chartered Insurance Professional (CIP) designation, as well as completing numerous courses in Business Administration.

    Expertise:
    • Accident Benefits
    • Bodily Injury
    • Physical Damage
    • Third Party Property Damage
    • Bodily Injury
    • Premise Liability
    • Occupiers’ Liability
    • Sports Injury
  • Glenn Labelle
    Senior Adjuster
  • Glenn Labelle CIP

    Senior Adjuster

    Glenn has over 30 years of claims adjusting experience. His prior roles have provided him with excellent time management and leadership skills. He has expertise in Property, Liability, Automobile, Transportation (Cargo), Builders’ Risk and Municipality claims. He is well versed at handling Large Liability and Property Losses for both Personal and Commercial Lines of business. Glenn also has experience handling arson and fire investigation, contractor’s equipment and structural collapse claims.

    In 2017, Glenn became part of our Calgary team as a Senior Adjuster. He is a well-regarded adjuster and holds his CIP designation.

    Expertise:
    • Church Programs
    • Municipal Liability
    • Commercial General Liability
    • Dwelling – Total Loss
    • Condo Property Loss
    • Stock & Equipment
    • Transportation/Cargo
    • Salvage Damage
  • Jeff Martens
    Senior Adjuster
  • Jeff Martens CIP

    Senior Adjuster

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    Jeff has worked within the claims sector of the insurance industry since 2003. He has gained a vast amount of experience handling commercial auto and commercial general liability losses, personal and commercial property losses, bodily injury, and liability claims. Jeff is also known for his Catastrophe adjusting, working through the Slave Lake fires, High River floods, and many severe hail storms.

    Jeff joined our Calgary team in 2015. He has his Chartered Insurance Professional (CIP), Haag Certification, and has completed the Vale Residential Estimating course, as well as Xactimate estimating software training.

    Expertise:
    • Commercial Property:
      • Condo Loss Assessment
      • Building
    • Personal Property:
      • Loss Assessment
      • Mobile Homes
      • Xactimate trained
      • Haag certified
  • Darren Robson
    Senior Adjuster
  • Darren Robson CIP

    Senior Adjuster

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    Darren Robson has over 25 years in the industry, mostly in the Independent Adjusting sector. He has a strong focus on residential and commercial property claims, specializing in condominium corporations. Additionally, Darren handles occupiers’ liability investigations as well as settlements, and possesses a solid background in civil litigation and mediation.

    Darren became a valuable member of Kernaghan Adjuster’s Calgary team in 2015. He holds a Chartered Insurance Professional (CIP) designation.

    Expertise:
    • Contractors’ Liability
    • Condo Loss Assessment
    • Arson & Fire Investigation
    • Dwelling – Total Loss
    • Property Scoping, Estimation & Re-Inspection
    • Sewer Back-up
    • Catastrophe
    • Haag certified
  • Elizabeth Patrick
    Adjuster
  • Elizabeth Patrick

    Adjuster

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    Elizabeth began working with Kernaghan Adjusters as an Administrative Assistant, quickly gaining the knowledge and expertise to obtain her adjuster license in 2014. She developed and maintains a strong focus on Bodily Injury and Accident Benefits while also handling various other types of claims.

    She is continually working on expanding her skill set and is currently working towards her Chartered Insurance Professional (CIP) designation. Elizabeth has been a valuable part of our Calgary team since 2012.

    Expertise:
    • Auto Commercial/Personal:
      • Auto Bodily Injury
      • Physical Damage
      • Fleet
      • Subrogation
  • Tamara Solomon
    Adjuster
  • Tamara Solomon

    Adjuster

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    Tamara Solomon has been active in the insurance industry since 2003. She began her insurance career as an Adjuster Trainee with a large insurance firm in Calgary, training in the areas of automobile, accident benefits and property adjustment. Tamara quickly discovered her affinity for automobile claims and commercial liability losses. This has been her main body of work and area of expertise since 2003. Tamara obtained her general adjuster’s license in 2008.

    Tamara joined the Kernaghan Adjusters team in 2019 as an Adjuster and is focused on obtaining her CIP designation.

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    Expertise:
    • Auto Liability
    • Vehicle Theft
    • Physical Damage
    • Third Party Property Damage
    • Heavy Equipment Losses
    • Recreational Vehicles
    • Automobile Appraisal & Re-inspection
    • Catastrophe
  • Brian Ward
    Senior Transportation Adjuster
  • Brian Ward CLA

    Senior Transportation Adjuster

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    Brian has worked for over four decades in the insurance industry. He is most notably recognized in the areas of motor truck cargo, cargo surveys, heavy equipment, fleet, commercial transportation, environmental, and equipment losses. Brian also routinely and expertly handles commercial property, liability, personal lines auto and property claims.

    Brian joined Kernaghan Adjusters’ Edmonton team in 2008. He is a Commissioner for Oaths for the Province of Alberta and was the first person in Canada to earn a CLA (Chartered Loss Adjuster) designation. He is also a member of the Northern Alberta Association of Insurance Adjusters.

    Expertise:
    • Transportation/Cargo:
    • Pre-/Post-delivery Inspections
    • Salvage Disposal
    • Motor Truck Cargo
    • Damage Inspections
    • Environmental Cleanup
    • Heavy Equipment Losses
    • Commercial Liability
  • David Horner
    Senior Adjuster
  • David Horner CLA

    Senior Adjuster

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    David Horner began his insurance career in 1978 as a Claims Representative with a large multi-line Insurer. He has extensive experience handling auto, bodily injury, and property claims including large commercial losses. He is skilled in handling fidelity and fire loss claims, in addition to his experience in total loss claims on combines, livestock barns and commercial vehicles.

    In March 2012, David joined Kernaghan Adjusters’ Edmonton team. David has his Chartered Loss Adjusters designation as well as a Pilot’s license, giving him practical knowledge of Canada Aviation Regulations.

    Expertise:
    • Bodily Injury
    • Commercial Liability
    • Fatalities & Accidental Death
    • Tenants’ Legal Liability
    • Commercial Property:
      • Business Interruption
      • Catastrophe
      • Aviation
  • Jane Lees
    Senior Adjuster
  • Jane Lees

    Senior Adjuster

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    Jane’s career began in 1989 as a Receptionist at a national insurer. She became interested in the claims side of the industry and began adjusting claims in 1992. She was promoted throughout the claims department and left the national insurer as an examiner to become an independent adjuster in 1998.

    Jane began working with Kernaghan Adjusters in September 2019 as a Senior Adjuster. She believes that education is essential and continues to pursue her Chartered Insurance Professional (CIP) designation.

    Expertise:
    • Bodily Injury
    • Commercial General Liability
    • Accident Benefits
    • Auto Liability
    • Third-Party Property Damage
    • Errors & Omissions
    • Employer’s Liability
    • Contents
    • Hail
    • Windstorm
  • Tarrin Zdebiak
    Senior Adjuster
  • Tarrin Zdebiak

    Senior Adjuster

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    Tarrin has worked in the Insurance Industry for over 15 years. She has previous experience on the Insurer side as well as the Independent Adjusting side. In addition, Tarrin’s roles have included Civil Litigation and Claims Analysis, Catastrophe Adjusting, and Casualty, Accident Benefits and Bodily Injury claims. Her diverse experience has shaped her into exceptional Senior Adjuster. Tarrin is also a member of The Legal Education Society of Alberta, which has greatly strengthened her negotiation skills and legal knowledge.

    Tarrin joined the Kernaghan Edmonton office in April 2019 as a Senior Adjuster.

    Expertise:
      • Accident Benefits
      • Physical Damage
      • Fatalities & Accidental Death
      • Third-party Property Damage
      • Premise Liability
      • Strata or Condo Losses
      • Tenant’s Liability
      • Catastrophe
  • Stephanie Wood
    General Adjuster
  • Stephanie Wood CIP

    General Adjuster

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    Stephanie started her insurance industry career in 2001 as a claims dispatcher, specializing in appraisals for automobile, heavy equipment, commercial vehicles and transportation losses. In 2002 she began adjusting auto claims, quickly distinguishing herself as a total theft expert. Stephanie soon transitioned into property adjusting focusing on residential and commercial property losses, including fire, theft of personal property, sewer back-up, water damages, and vandalism. She has participated in numerous catastrophes and is an active member of the KA CAT Team.

    In 2013, Stephanie joined KA’s Edmonton branch. She has achieved her Chartered Insurance Professional (CIP) designation and is Xactimate trained.

    Expertise:
    • Motor Truck Cargo
    • Building
    • Personal Property & Liability:
      • Property Scoping/Estimation
      • Additional Living Expense
      • Condo Loss Assessment
      • Physical Damage
      • Catastrophe
  • Terri-Lynn Neniska
    Branch Supervisor / Senior Adjuster
  • Terri-Lynn Neniska

    Branch Supervisor / Senior Adjuster

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    Terri Lynn began her insurance industry career in 1995 in Kernaghan Adjusters’ Kenora branch. She is highly experienced in the handling of various types of claims, including commercial property, transportation/cargo, equipment, sewer backups, and large fire claims. She also has extensive experience with hail and flood events.

    Terri Lynn opened Kernaghan’s Grande Prairie branch in 2017 as branch Supervisor / Senior Adjuster. She is a past member of the Insurance Institute of Ontario, the Ontario Insurance Adjusters Association, and the Northwestern Ontario Insurance Professionals. She has completed Xactimate software training and is Currently working towards her Chartered Insurance Professional (CIP) designation.

    Expertise:
    • Pre-/Post-Delivery Inspections
    • Environmental Cleanup
    • Motor Truck Cargo
    • Additional Living Expense
    • Mobile Homes
    • Sewer Back-up
    • Property Scoping/Estimation
    • Personal Liability
  • Cliff Derksen
    Senior Adjuster
  • Cliff Derksen CIP

    Senior Adjuster

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    Cliff began his career in the insurance industry in 1973 as an underwriter. In 1977 he entered the adjusting side of the industry taking a role as regional manager/senior adjuster. His areas of expertise include personal liability, property scoping, auto appraisal and re-inspection, and transportation claims. Cliff also has experience with loss prevention inspections on farming operations, livestock losses, farm property, farm equipment, and post-harvest crop losses involving fire in storage bins.

    Cliff joined Kernaghan Adjusters’ Winnipeg branch as a Senior Adjuster in 2012. He is licensed in Manitoba and Saskatchewan and holds a Chartered Insurance Professional (CIP) designation.

    Expertise:
    • Property Scoping/Estimation
    • Mobile Homes
    • Sewer Back-up
    • Livestock
    • Farm Machinery
    • Specialty Barns
    • Farm & Livestock
    • Church Programs
  • Murray MacKay
    Senior Adjuster
  • Murray MacKay

    Senior Adjuster

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    Murray began his insurance career in 1984. He is well known in the industry for his extensive large loss property skills and ability to manage complicated commercial liability claims. He is a trusted specialist when it comes to commercial and residential property damage losses, investigation of third party liability claims, and the negotiation of bodily injury claims. He has worked throughout Canada and the United States providing catastrophe claims handling services for numerous recognized companies.

    Murray is a valued member of our Winnipeg branch. He continues to upgrade his skills by taking industry-related training courses and has a high level of proficiency in Xactimate.

    Expertise:
    • Stock & Equipment
    • Builders’ Risk
    • Building
    • Property Scoping/Estimation
    • Auto Bodily Injury
    • Bodily Injury
    • Tenants’ Liability
    • Catastrophe
  • Colette Mondor
    General Adjuster
  • Colette Mondor BA, CIP

    General Adjuster

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    Colette began her career in the insurance industry over a decade ago as an Insurance Assistant. She has since worked as a broker and an underwriter but remained largely involved in claims. Colette’s main area of expertise is property damage losses, both commercial and residential, with a focus on water damages.

    Colette joined Kernaghan Adjusters’ Winnipeg branch in 2018. She has a Bachelor of Arts degree and her Chartered Insurance Professional (CIP) designation.

    Expertise:
    • Contents
    • Computer Equipment & Media
    • Hail
    • Windstorm
    • Strata/Condo Losses
    • Tenant Improvements & Betterments
    • Additional Living Expense
    • Mobile Homes
  • Cassie Gieg
    Adjuster
  • Cassie Gieg

    Adjuster

    Cassie began her career in the insurance industry as an Administrative Assistant in Kernaghan Adjusters’ Flin Flon branch. Mentored by a Senior Adjuster who provided her with valuable claims handling knowledge, Cassie quickly gained an understanding of the adjusting side of the business.

    Cassie is licensed in Manitoba and Saskatchewan. In her an ongoing commitment to industry education, she is currently working towards her Chartered Insurance Professional (CIP) designation.

    Expertise:
    • Appraisal & Re-Inspection
    • Motor Truck Cargo
    • Property Scoping/Estimation
    • Fire Investigation
    • Large Loss Fire
  • Toni Burt
    Adjuster
  • Toni Burt

    Adjuster

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    Toni began her insurance career in 2015. She brings a wealth of firsthand knowledge of construction, estimations, repair and customer service gained while working as a Property Manager. This experience has helped further her expertise in handling personal property, commercial liability as well as condo property assessment claims.

    Toni joined Kernaghan Adjusters in 2015 as an Adjuster in our Thompson branch. She is currently working towards her Chartered Insurance Professional (CIP) designation and is an accredited Residential Manager.

    Expertise:
    • Additional Living Expense
    • Mobile Homes
    • Property Scoping/Estimation
    • Sewer Back-up
    • Rental Income
    • Heavy Equipment Losses
    • French & English
    • Xactimate trained
  • John Michailidis
    Senior Adjuster
  • John Michailidis

    Senior Adjuster

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    John became an Independent Adjuster 15 years ago immediately after graduating from Centennial College. He initially specialized in accident benefits and bodily injury claims, including fraud investigation, and has since expanded his repertoire to include commercial and residential property, and casualty claims including large loss environmental claims. John has also handled several catastrophe claims throughout Canada.

    John is a valued member of the Toronto team. He is an active member of the Ontario Insurance Adjuster Association (OIAA) and the Insurance Institute of Ontario working to complete his CIP designation.

    Expertise:
    • Large Property
    • Personal Liability
    • Personal Property
    • Condo Property Loss
    • Structural Collapse
    • Host Liquor Liability
    • Contractors Equipment
    • Church Programs
  • Daniel Theofanidis
    Senior Adjuster
  • Daniel Theofanidis

    Senior Adjuster

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    Daniel joined Kernaghan Adjusters in 2019 as a senior adjuster, where he applies his considerable knowledge and experience in personal, commercial and liability claims to provide claims adjusting excellence to our clients, while maintaining a strong focus on assisting insureds during their time of need.

    Daniel values continued learning and professional development and is currently pursuing his Chartered Insurance Professional (CIP) designation.

    Expertise:
    • Commercial Property
    • Personal Liability
    • Personal Property
    • Contractor’s Equipment
    • Business Interruption
    • Builder’s Risk
    • Leisure Craft – Marine
    • Dwelling – Total Loss
  • Nesar Sadeque
    Senior Adjuster
  • Nesar Sadeque

    Senior Adjuster

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    Nesar’s career in the insurance industry began as summer student, while studying at York University. He graduated with an Honors Bachelor’s degree, but between his positive summer experience and the impressive job opportunities in the field, he decided to pursue a career with insurance instead of becoming a teacher. Since then, he’s worked his way from an assistant to a senior adjuster.

    Nesar is a valued member of the Toronto team. He is actively working on achieving his Chartered Insurance Professional (CIP) designation from the Insurance Institute of Canada.

    Expertise:
    • Commercial Property
    • Personal Liability
    • Personal Property
    • Contractor’s Equipment
    • Business Interruption
    • Builder’s Risk
    • Leisure Craft – Marine
    • Dwelling – Total Loss
  • Shanti Kumar
    General Adjuster
  • Shanti Kumar

    General Adjuster

    Shanti began her career in the insurance industry in 1998 adjusting short term disability claims. She soon transitioned into the adjustment of auto claims before becoming involved in property losses. Shanti is a multi line adjuster with expertise in auto, property and liability claims.

    Shanti joined Kernaghan Adjusters Toronto Branch in 2019. She has her FLMI designation and is currently working towards her CIP designation.

    Expertise:
    • Auto Liability
    • Fatalities & Accidental Death
    • Property Scoping, Estimation & Re-inspection
    • Building & Contents
    • Catastrophe
    • Fine Arts
    • Jewelers Block
    • Xactimate Trained
  • Marie Gallagher
    Branch Manager / Senior Adjuster
  • Marie Gallagher FCIP, CRM

    Branch Manager / Senior Adjuster

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    Marie began her insurance career over three decades ago in administrative management, handling claims bordereaux and processing Lloyd’s of London claims. She quickly became fully licensed in all lines of general insurance and focused on commercial and personal auto, and commercial liability claims.

    Marie joined Kernaghan Adjusters in 2015 as the St. Catharine’s branch Manager. She served as a past President of both the OIAA (2006-2007) and the CIAA (2013-2014). Marie currently maintains a FCIP designation, as well as various certifications and awards from Vale Technical, The Insurance Institute of Canada, The Global Risk Management Institute Inc., the International Association of Arson Investigators, CIAA and OIAA.

    Expertise:
    • Auto Liability
    • Commercial and Personal Liability
    • Occupier’s Liability
    • Host Liquor Liability
    • Dog Owner’s Liability
    • Auto Accident Benefits
    • Sports Injury
  • Ian Gallagher
    Executive Adjuster
  • Ian Gallagher CIP

    Executive Adjuster

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    Ian entered the insurance adjustment industry in 1989. He has extensive experience in commercial and personal property, multi-million dollar fire and water related losses, as well as specialized expertise in private and commercial aviation claims. His aviation expertise includes major hull losses, mid-air collision, hanger fires, passenger hazard exposures and fatalities. He has also been involved in the unique area of claims involving entertainment and the media exposure associated with celebrities.

    Ian has been an integral member of Kernaghan Adjusters’ St. Catharine’s branch since 2015. He is actively involved in the industry, serving as past President of the Ontario Insurance Adjusters Association (OIAA) and maintaining his Chartered Insurance Professional (CIP) designation.

    Expertise:
    • Aviation Losses
    • Large Property
    • Personal Liability
    • Personal Property
    • Condo Property Loss
    • Structural Collapse
    • Host Liquor Liability
    • Contractors Equipment
  • Alysha Van Egmond
    Adjuster
  • Alysha Van Egmond

    Adjuster

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    Alysha began working with Kernaghan Adjusters in 2018 as an Administrative Assistant, having acquired strong organization and customer service skills through her experience in the retail industry. During her period of administrative support work with Kernaghan, Alysha studied for her Adjuster license, and obtained that qualification in 2019.

    Alysha is currently serving as an Adjuster, maintaining a strong focus on Auto Personal and Commercial Liability while also handling various other types of claims. Alysha’s strong interpersonal and communication skills make her a key asset to the KA team.

    Expertise:
    • First Party Auto
    • Third Party Auto
    • Liability
  • Eric Gunnell
    Senior Adjuster
  • Eric Gunnell BA, CIP (AU)

    Senior Adjuster

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    Eric has worked on both the insurer and independent side of the insurance industry for over 35 years. His expertise extends from property losses, both personal and commercial, through to large liability losses with a special expertise in municipal claims. Eric has worked on major CAT events in Canada, Australia and the U.K.

    Eric joined Kernaghan Adjusters in 2017 to service the Barrie/ Newmarket area. In addition to his BA from York University Eric also has his Chartered Insurance Professional (CIP) designation, and an IIROC water technician certification.

    Expertise:
    • Large Property
    • Personal Liability
    • Personal Property
    • Condo Property Loss
    • Structural Collapse
    • Host Liquor Liability
    • Contractors Equipment
    • Church Programs
  • Jim FitzPatrick
    Senior Adjuster
  • Jim FitzPatrick CIP, CFEI

    Senior Adjuster

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    Jim started his insurance career in 1980 at a well-known insurer where he learned the industry for 7 years before becoming an independent adjuster. He has started offices in Hamilton, Mississauga and the Barrie area and was one of the founding partners in small boutique Independent Adjusting firm. He is a senior all lines adjuster with expertise in personal and commercial property, condominiums, municipal, liability as well as products and host liquor liability claims.

    Jim joined Kernaghan Adjusters in 2018. His professional accomplishments notwithstanding, he is a Past President of the OIAA Hamilton Chapter, Hamilton Chapter Delegate and has been involved on the Barrie OIAA Executive. He has taught ICC Courses at the Insurance Institute Hamilton/Niagara and holds his CIP designation.

    Expertise:
    • Commercial Property
    • Builders Risk
    • Heavy Equipment
    • Condo Losses
    • Municipal Liability
    • Transportation
    • Catastrophe Adjusting
    • Marine
  • Scott Lynds
    Senior Adjuster
  • Scott Lynds CIP

    Senior Adjuster

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    Scott began his insurance industry career in 1984 as a Multi-Lines Sales Agent. He soon gained a keen interest in the claims process which lead him to take a role as a Property & Casualty Adjuster. His desire to broaden his knowledge and expertise led Scott to the Independent Adjusting sector of the industry. Scott has developed extensive expertise in large complex commercial property, catastrophic bodily injury, liability, personal watercraft, wet marine, environmental claims and CAT claims.

    He returned to Kernaghan Adjusters’ Halifax branch as a Senior Adjuster in 2017. Scott has his Chartered Insurance Professional (CIP) designation and maintains an exceptional reputation in the Halifax market.

    Expertise:
    • Condo Losses
    • Arson & Fire Investigation
    • Sewer Back up
    • Windstorm & Hail
    • Auto Liability
    • Bodily Injury
    • Environmental Liability
    • Major Loss Adjuster
  • Cheryl Hanson
    Branch Manager / Senior Adjuster
  • Cheryl Hanson

    Branch Manager / Senior Adjuster

    Cheryl entered the industry as an insurance broker in 1993. She moved to a claim’s admin role at Wawanesa Mutual, ascending from telephone adjuster to road position. In 2000 Cheryl became an Independent Adjuster, tackling residential and liability claims and she went on to adjust complex liability and large property claims for 10 years.

    Cheryl has worked for The Canadian Hockey Association and was once the appointed adjuster for the CFL Grey Cup. Her experience includes dental malpractice, lawyers, architect, broker errors and omissions. She is a former president of the CIAA and the SAIA and is an ambassador for the insurance institute. She enjoys teaching insurance to high school students in her spare time.

    Expertise:
    • Property and Business
    • Hotel Chain
    • Host Liquor Liability
    • Boat and Motor
    • Contents
    • Property in Transit
    • Transportation/Cargo
    • Environmental Cleanup
    • Damage Inspections
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