Dennis Schembri is a highly respected insurance professional with more than four decades of experience across both insurer and independent adjusting environments. Since beginning his career in 1980, Dennis has become known for his integrity, leadership, and deep understanding of property and casualty claims.

In 1993, Dennis founded Vanler Insurance Adjusters Ltd., growing it into a firm of over 70 employees across six Ontario offices. Following the sale of his company in 2007, he joined Granite Global Solutions, where he held several senior roles including Executive Vice President, Client Management, overseeing national operations, sales, and strategy.

Since joining KA in 2016, Dennis has played a key role in strengthening the company’s presence in Ontario and Atlantic Canada. His leadership as Vice President, Ontario & Atlantic Canada Operations brought record growth, operational excellence, and lasting client partnerships.

As of 2025, Dennis has been appointed President of Kernaghan Adjusters, a recognition of his continued success, strong strategic direction, and unwavering commitment to the company’s people, clients, and values. His focus on collaboration, client service, and organizational integrity continues to guide Kernaghan Adjusters’ national operations and future growth.

Throughout his career, Dennis has built a reputation for his commonsense approach to problem solving and his ability to cultivate meaningful relationships. Beyond his professional achievements, Dennis has shown exceptional dedication to his community. He has served as an executive of the Ontario Insurance Adjusters Association (OIAA) and contributed to committees with the Canadian Independent Adjusters Association (CIAA). He has volunteered with The Grace Salvation Army Hospital in the Palliative Care Unit, the Fellows Starlight Gala Ball, and as a board member for the Peel Children’s Centre

Patti Kernaghan, a well-known and respected professional in the Canadian insurance property and casualty industry, is the Executive Chair of Kernaghan Adjusters. Patti is recognized in her industry as a distinguished and exceptional leader, and as a perceptive entrepreneur.

The Insurance Institute of Canada granted Patti their Award of Merit in 2002. Her peers in the industry named her the Insurance Person of the Year for BC in 2006.  In 2018 the CIAA granted her the distinction of Fellow of the Canadian Independent Adjusters Association (FCIAA).  These industry recognitions have helped set Kernaghan Adjusters apart as a firm with strong leadership at the helm.

Patti studied International Relations at the University of British Columbia and soon afterward began her career in banking. Following ten years in various management roles with the Bank of Montreal, she joined her father, Stan Kernaghan, and entered the insurance claims industry. Starting as a junior adjuster, Patti advanced through several leadership positions before being appointed President and CEO in 1993, a role she held until 2025. She now serves as Executive Chair, continuing to provide strategic leadership and uphold Kernaghan Adjusters’ legacy of integrity, service excellence, and client focus.

Contributing to the professionalism of the industry comes naturally to Patti.  She has served as President of several associations: Canadian Independent Adjusters Association, International Federation of Adjusting Associations, The Insurance Institute of BC, and the Canadian Professionals of Vancouver.  She was also a founding member of several boards: Chair for the National Insurance Industry Advisory Board to the CIAA, the BCIT Advisory Board for Insurance and Risk Management, and the Steering Committee for WICC (Women in Insurance Cancer Crusade BC).  She served as the Western Chair for the Insurance Institute of Canada, and was a member of the Insurance and Risk Management Advisory Board for the University of Calgary.  She has also served on the Academic Council for IIC, the Education Committee for IIC, and on the Advisory Board of the Kinsmen Rehabilitation Foundation of BC. Patti is a Fellow Charter Insurance Professional under seal of Insurance Institutes of Canada and holds a Canadian Risk Management Diploma.

Patti has a strong record of developing and maintaining critical business relationships.  She is an effective leader who upholds the interests of her staff at the forefront of everything that is done at Kernaghan Adjusters.  Her collaborative work style helps set Kernaghan Adjusters apart in the independent adjusting market in Canada.

Scott Hughes has over 25 years of financial experience. He has worked in a variety of roles that include, CFO and Controller for a chemical manufacturing firm in Calgary, and Controller for an engineering firm in Vancouver. His experience includes managing accounting and financial departments, IT departments and overseeing HR program administration and implementing accounting systems in both large and mid-sized firms. He has worked in Canada and Australia.

Scott believes that a strong, cohesive team is the key to a successful accounting department. He embraces change and is open to learning new practices. Education and continuous learning are important to Scott. He has a Certified Management Accountant designation and a BA majoring in Economics.

Scott joined Kernaghan Adjusters in August 2018 as Director of Finance. His collaborative and open approach has made him an essential member of Kernaghan Adjusters Head Office and Senior Management Team.

Owen began his career in the insurance industry in 2005 as a claims examiner, handling a variety of claims from minor property damage losses to multi-million-dollar fires. In 2012, Owen moved to London, England where he gained invaluable Lloyd’s experience at QBE where he worked alongside International Property, Casualty and Marine and Energy departments to manage a global portfolio of third party administrators and coverholders.

Owen joined Kernaghan Adjusters Head Office in 2017 fulfilling our need for a London Services Manager. Owen holds a Bachelor of Science degree from McGill university, a CIP designation and an Award in London Market Insurance from the Chartered Insurance Institute (London, UK). He is responsible for growing, developing and managing London market business both nationally and internationally.

Rosario Ray began her career in the insurance industry in 2008 at one of Canada’s top five largest property/casualty insurers. As an Examiner, Rosario’s expertise included a variety of personal and commercial property and personal liability claims, including the 2013 Catastrophic Flooding in Alberta. Before moving to Canada from the Philippines in 2001, Rosario led an IBM ISV Support Center where she managed 12 multilingual administrators in 9 countries located in the Asian Pacific Region

In April 2014, Rosario decided to leave the insurer side and venture into the independent adjusting world. Kernaghan Adjusters were lucky to welcome Rosario to our Calgary office. An incredibly fast learner, she quickly earned a reputation amongst KA clients as a talented adjuster.  Rosario expertly handled many large loss files including, the high- profile Canmore Explosion in June of 2015, and the 2016 Catastrophic Wildfires in Fort McMurray and areas.

Rosario has been most recently employed with a Specialist Insurer, where she controls numerous large programs,  as well as non-program property losses in the provinces of BC, AB, MB, SK, ON, ON, YT, NU and NWT.

Rosario is passionate about education and personal development.  She holds a Bachelor of Science in Commerce, Major in Accounting from Ateneo de Naga University. A Bachelor of Science in Information Technology from Phoenix University. She also holds a CIP with 3 awards for excellent performance from the Insurance Institute of Canada.

Kernaghan Adjusters are thrilled to welcome Rosario back to the Alberta team.  Rosario will bring an analytical and process driven management style to grow, develop and oversee our strong Alberta adjusting team.  She will also hold a place on the KA Senior Management Team.

Phil began his insurance career over 40 years ago in Nova Scotia, as an independent adjuster with a respected Sydney firm. In 1978 he moved to the insurer side to become a general adjuster and was eventually promoted to Claims Supervisor. Phil soon gained recognition as a highly skilled technician, serving in that capacity until November 2007. He has proven expertise in casualty claims, as well as in areas ranging from major industrial losses to criminal investigations.

Phil joined Kernaghan Adjusters in 2008 as Nova Scotia Regional Manager and became an important member of KA’s Senior Management Team. He has been a Fellow of the Chartered Insurance Professionals of Canada (FCIP) since 1993 and has acted as an instructor for numerous Chartered Insurance Professional (CIP) courses. Phil is a recognized professional and an industry veteran whose ability to serve as an experienced mentor provides a great benefit to everyone on his team.

After graduating with High Honours from Sheridan College in Investigations (Public & Private), Bryan Levisauskas began his career in the insurance industry in 2007. He has worked across a range of risk and insurance roles, handling property and liability losses, including positions as a Damage Recovery Agent and Risk & Insurance Specialist.

Bryan obtained his CIP designation in 2018 and has been working as an independent adjuster since 2016. He brings extensive experience handling large and complex losses, with a focus on condominium, commercial and industrial property claims, commercial general liability, jeweler’s block, product liability, and equipment breakdown.

Bryan leads by example and believes that excellent customer service is fundamental to claims handling. He combines strong technical expertise with empathy and clear communication to guide clients through challenging and often stressful situations. He is committed to continuous professional development and is currently completing his ACIP designation.

Outside of work, Bryan is a husband and father of two young boys. He enjoys time at the cottage, travelling with his family, and staying active through sports. He is also a dedicated Philadelphia Eagles and Toronto Raptors fan.

Bryan and his family are strong advocates for SickKids Hospital, Breakthrough T1D, and autism awareness. They actively fundraise and advocate for Type 1 diabetes research and improved access to autism support services, causes that are deeply meaningful to their family.